BACCARAT TIPS & STRATEGIES
Baccarat Rules
Baccarat uses 8 decks of cards. Each card less than a value of
10 is worth its face value. Aces are worth 1 and tens and face cards
are worth 0. Suits are irrelevant.
Play begins when all players bet on the player, banker or a
tie. The player and banker do not represent the dealer or the
actual players. When all bets have been placed, the dealer gives
two cards to the banker and the player. The hand score is the
second digit from the sum total of all the cards. For example a
4 and a 6 would be a sum total of 12 and the score would be 2. The
scores will always range between 0 and 9 and its impossible to
bust. A third card, may or may not be dealt to either or both the
player and the dealer depending on the totals. If either the player
or the banker has a total of 8 or 9 they both stand. If the players
total is 5 or less, then the player hits, otherwise the player stands.
If the player stands, then the banker hits on a total of 5 or less.
If the player does hit, then the chart below can be used to determine
if the banker hits (H) or stands (S).
The person with the highest score wins. Winning bets for the banker
pay 19 to 20 (or even money, less a 5% commission). Winning bets
for the player pay 1 to 1. Winning bets on a tie pay either 8 to
1 or 9 to 1 depending on the venue you are playing at. Regardless,
the tie is a very bad bet and should be avoided.
If you are wondering how the dealer collects 5% commission on winning
banker bets, it works like this. If the dealer were to collect on
every hand, there would be a lot of change and it would slow play
too much. To avoid this, the dealer just pays out even money to
winning banker bets and considers the 5% commission an IOU (I owe
you).
As the dealer plays through the 8 deck shoe, they will keep track
of the commissions the players owe. At the end of the shoe or when
a player wants to leave, the dealer will collect commissions.
The House Edge
Other than the tie bet, baccarat is one of the best bets at the
online casino. The following table displays the house edge on all
bets:
Baccarat playing strategies are based on math.
The most popular strategy is the 1-3-2-6 play. With this technique
you track your bets over the course of four hands. The goal is to
make small bets with the potential for a large return. With this
system, one can risk $2 for a return of $10.
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